Innov8 Benefits

Innov8 Benefits — an Innov8 Healthcare company

Powering the modern benefits broker.

Innov8 Benefits gives independent benefit brokers fast small-group quoting, professional proposals, and curated general-agency products — all in one connected workspace.

Multiple Patents Pending — 230+ Claims Filed

Census in. Proposal out. Minutes, not days.

  1. 01

    Upload a census

    Drop in the employee file you already have. Smart detection handles the formatting — no re-keying.

  2. 02

    Compare real filed rates

    Multi-carrier small-group comparisons built from public rate filings and carrier data, in minutes.

  3. 03

    Send a branded proposal

    Shortlist plans, generate a professional proposal in your brand, and track when your client opens it.

Built for independent brokerages of one to five producers.

Quote every market

Small group and individual/ICHRA side by side, so you stop under-quoting the carriers and markets that take too long today.

Curated GA products

Get appointed through Innov8 Benefits for a curated general-agency lineup. Our override model is what keeps the software affordable for producing brokers.

Look bigger than you are

Branded proposals, employer workspaces, and employee-ready benefit summaries — the polish of a national shop, run by a small team.

Our flagship product

Benefit Companion, by Innov8 Benefits

The quoting and proposal platform behind everything above — with an employer and employee experience your clients will actually use.

See Benefit Companion

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Instant Quote

Run real-time small-group premiums in seconds — by ZIP, age, and plan.

Start quoting

Full Proposal

Build polished, multi-plan proposals and share them directly with employers.

View proposals

Employer Dashboard

Manage employers, employees, enrollments, and documents in one place.

Open dashboard