Your entire quoting workflow. Both markets. One click.
Every small group carrier, on and off exchange, plus the full individual ACA marketplace — priced from one census in under two minutes. Branded ben admin and enrollment portals for your employers and employees, included free.
12 brokers already on the list
Free-forever access closes Sept 30, 2026
Sign up now → lock in two things, forever:
- $0 forever — full EASE / Employee Navigator replacement on our trusted Innov8 platform. Launch in 5 minutes — no domain to buy, no DNS, no setup.
- $99/mo forever (optional) — the option to private-label unlimited groups under your brand on your own domain, locked in for life.
Written commitment: your $99/mo price is recorded against your account. If we ever raise prices, you keep yours. Period.
Waitlist closes September 30, 2026. Lock-in price is for waitlist members only.
Reserve your early access
We're opening to a limited cohort first. Join the list and we'll reach out with your personalized onboarding.
Census to serviced client — five steps.
Upload Census
Drop in any format — spreadsheet, PDF, or paste. AI normalizes it instantly.
Both Markets Priced
Every small group carrier plus the full individual ACA marketplace, side-by-side.
One-Click Proposal
Branded PDF, Excel, or PPTX — your logo, your name, your domain.
Employer Portal Live
On placement — no PEPM, no setup invoice, no Ease watermark.
Employees Self-Serve
Documents, EOBs, benefits questions — without calling you.
From census to serviced client in one workflow.
Today's Reality
- Send census to 2–3 reps in whatever format you can get it
- Wait 3–5 days. Chase reps. Hope for complete quotes.
- Hand-enter a comparison spreadsheet
- Result: 1 market. 3–5 days. 1 spreadsheet. 1 stack of paper.
Benefits Companion
- Upload one census — any format. AI cleans it up.
- Both markets priced instantly — all small group carriers + full ACA individual
- One-click branded proposal — PDF, Excel, or PPTX
- Result: 2 markets. ~2 minutes. 1 branded proposal. Clients serviced year-round.
Every small group carrier. On and off exchange. The full individual ACA marketplace. One census.
No other broker tool prices both markets from a single census input. Most brokers run separate workflows — a carrier portal or quoting tool for group, HealthSherpa or carrier direct for individual. Benefits Companion eliminates that split entirely. One upload. Both markets. Side-by-side in the same proposal.
Small Group
All carriers, on & off exchange, 2–50 lives
Individual / ACA
Full marketplace, on & off exchange, all metal tiers
Side-by-Side Comparison
Group vs. individual in one proposal — ICHRA-like analysis included
Give prospects a portal before you've placed a single life.
Most brokers only put their best clients on a BenAdmin portal — because Ease and Employee Navigator charge $6–$8 per employee per month, require manual setup, and brand the portal for themselves, not you. Benefits Companion flips that model.
Give a prospect a fully branded employer portal — your logo, your domain, your name — before you've placed a single life. Their employees use it. Their HR team uses it. Your brand is in their office every day until renewal. No PEPM. No setup invoice. No Ease watermark.
The Comparison That Matters
| Ease / Employee Navigator | Benefits Companion | |
|---|---|---|
| Cost for a 30-life group | $180/month (PEPM) | Free — active clients |
| Branding | Ease's brand | Your brand |
| Domain | Ease's domain | Your domain (Professional) |
| Private label | Not available | Included in Professional |
| Prospect portals | Clients only | Prospects too — before placement |
| Unlimited groups | Per-group PEPM | Free — or $99/mo flat for private-label |
"Ease charges $180/month for a single 30-life group — and the portal carries Ease's brand, not yours. Benefits Companion gives every active client the same portal free. For $99/month, it runs on your domain, under your brand — unlimited groups."
The whole platform is free forever. Private-label is an optional $99/mo — only if you want it.
The full EASE / Employee Navigator replacement — quoting, employer portals, employee self-service — is $0 forever on our domain under the Innov8 brand. No trial, no credit card, no expiration. The only paid tier is optional: if you ever want your own brand on your own domain with unlimited groups, that's a flat $99/mo — and waitlist members lock that rate for life. You're never required to upgrade.
Core — Innov8-Branded
Free forever. Launch in 5 minutes on our trusted Innov8 platform.
- Full EASE / Employee Navigator replacement
- Unlimited quoting — small group + individual ACA
- All carriers, on & off exchange
- Employer portals for every placed group
- Employee self-service hub
- Document library & announcements
- Standard PDF proposals (Innov8-branded)
- Live on companion.innov8benefits.com — no domain, no DNS, no setup
- Implicit third-party credibility (powered by Innov8 Benefits)
Professional — Private-Label (optional upgrade)
Only if you want your own brand & domain. Waitlist members lock $99/mo for life — but you never have to upgrade.
- Everything in Core, plus:
- Your brand, your logo, your colors
- Runs on YOUR domain (e.g. portal.yourbrokerage.com)
- Unlimited employer accounts — no PEPM, ever
- Prospect portals before placement
- AI census cleanup & ancillary attach
- Proposals in all formats (PDF, Excel, PPTX)
- AI invoice reconciliation
- Priority email support
Enterprise
High-volume & compliance needs
- Everything in Professional, plus:
- HIPAA BAA & dedicated compliance infrastructure
- API access for high-volume environments
- Custom integrations
- Full white-label at domain level
- Dedicated onboarding & account management
- Custom contract & SLA
Pricing for new accounts. Early adopters lock in current rates. High-volume accounts above enterprise thresholds are handled on a custom basis. Carrier override and GA relationships are separate from platform pricing.
Early adopters get more than early access.
Free Forever — Locked In
Join the waitlist before September 30, 2026 and the Innov8-branded platform stays $0 forever for you — full quoting, employer portals, employee self-service, no expiration, no credit card. Separately, IF you ever want to private-label under your own brand and domain, $99/mo is yours — locked for life. The free tier never converts to paid. Written commitment, not marketing copy.
Direct Product Input
You shape what gets built next. Early adopters have a direct line to the product team and priority on feature requests.
Dedicated Onboarding
A personal onboarding session — not a tutorial. We configure your workspace, branding, and first census together.
Fee Waiver Pathway
Brokers who place sufficient business through the platform have Professional fees waived. Early adopters get the most favorable thresholds.
No credit card. No commitment. Just your name and email.